Loan Calculator

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Loan EMI

8,999

Total Interest Payable

1,39,951

Total Payment
(Principal + Interest)

5,39,951

Created with Highcharts 4.0.1 Break-up of Total Payment 74.1% 25.9% Principal Loan Amount Total Interest
Created with Highcharts 4.0.1 EMI Payment / year Balance Principal Interest Balance 2016 2017 2018 2019 2020 2021 ₹ 0 ₹ 1,00,000 ₹ 25,000 ₹ 50,000 ₹ 75,000 ₹ 1,25,000 ₹ 0 ₹ 1,00,000 ₹ 2,00,000 ₹ 3,00,000 ₹ 4,00,000 ₹ 5,00,000
Year Principal Interest Balance
2016 ₹ 19,634 ₹ 16,363 ₹ 3,80,366
2017 ₹ 64,030 ₹ 43,960 ₹ 3,16,335
2018 ₹ 72,509 ₹ 35,481 ₹ 2,43,826
2019 ₹ 82,110 ₹ 25,880 ₹ 1,61,716
2020 ₹ 92,983 ₹ 15,007 ₹ 68,733
2021 ₹ 68,733 ₹ 3,261 ₹ 0

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List of papers/ documents applicable to all applicants:

  • Completed loan application
  • 3 Passport size photographs
  • Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For guarantor (wherever applicable):

  • Personal Assets and Liabilities Statement
  • 2 passport size photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers

Additional documents required for salaried persons :

  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional documents required for Professionals/self- employed/ other IT assesses:

  • Acknowledged copies of three years I.T. returns/ Assessment Orders.
  • Photocopies of challans evidencing payment of Advance Income Tax.
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